Capabilities · 03
Residential & Commercial Property.
From habitational losses to complex commercial property: scoped accurately, reserved honestly, settled fairly.
Habitational · Commercial
What we handle
The book, in practice.
- Commercial building and contents losses: fire, water, wind
- Habitational and residential property claims
- Business interruption measurement
- Large-loss scoping and contractor coordination
- Appraisal and dispute processes
Why it’s hard to place
Where others stall.
Property looks like the “easy” line until the loss is large, the wording is non-standard, or the insured is sophisticated enough to challenge every line of the scope. That’s when files need senior eyes, and that’s where ours start.
Our approach on this line
Questions on this line
Do you take habitational binder business?
Yes. Habitational programs, including those written at Lloyd’s, are a core book for our property team.
How do you control indemnity leakage on large losses?
Scope discipline and early expert engagement. The first week of a large property loss determines the last dollar of its cost.
Do you handle appraisals under the Insurance Act?
Yes, we act in appraisal processes across provinces, as adjuster or appointed representative.
Specialist claims · Coast to coast